The digital home for your rotating savings group. Track every contribution, automate reminders, and keep your circle running smoothly — no spreadsheets, no drama.
₦0
Platform fees
100%
Transparent
2 mins
To set up a group
Up and running in three steps.
Set a name, contribution amount, frequency (daily, weekly, monthly), and how many members you want in the circle.
Share a unique invite link with trusted friends, family, or colleagues. You review and approve every member before the group starts.
Contributions, payout rotation, balances, and reminders are all handled for you automatically — every step of the way.
Everything you need. Nothing you don't.
Create and manage multiple savings circles from one place. Approve members, set rules, track status.
The app tracks the payout order automatically. Every member always knows whose turn is next.
See who has paid, who is owing, and every member's running balance at a glance.
Automated nudges go out before every contribution due date, so no one misses their turn.
Ajo — also known as Esusu, Susu, or Adashi — is a centuries-old Nigerian tradition of rotating savings among trusted friends, family, and colleagues. Everyone contributes a fixed amount each cycle, and one member receives the full pot, rotating until everyone has collected.
It's built on trust. This app keeps it that way — it just removes the paperwork, the WhatsApp arguments, and the missed payments.
Start your group todayEvery member sees every transaction. No hidden records, no surprises.
You approve every member and manage the group entirely on your terms.
Automatic reminders go before every due date. Members stay informed, not embarrassed.
Rotating payouts (Esusu-style) or lump-sum accumulation — you choose.